Technology

8 nifty, new apps that will help you save money

It can be said that everyone is experiencing financial difficulties at one time or another. For some, the challenges are relatively small and insignificant. For others, money problems become big, scary and stressful.

No matter where your income-to-expenditure ratio is currently located, one thing is true: you can save more money. Even if you save money every month and think you can live up to your finances, the eight apps below will help you keep more money in your bank and cash in your wallet.

# 1 Currency

If you have trouble knowing where you are financially, you can benefit from Mint . By the makers of TurboTax, mint is a complete application that helps you manage your money and track your finances.

With their platform, you can see your bank accounts, credit cards, bills and investments in one place. With this information in mind, you can see where you are spending, where you are saving and what you can do to improve your rankings.

* What is it: Desktop Platform, Mobile Application
* Available for: Any user with an email, Google Play
* Where: The United States and Canada, but YNAB Provides a similar service for Europeans
* Price: Free for S

# 2 Bittiq

If you have been sitting right now for a few hours, there is a good chance you will find several ways to save more money. However, the benefit-cost ratio of such an activity could prove to be useless. It's hard to justify taking the time to look for ways to save money, but it's easy to justify working with an app that does everything that works for you.

According to the founder of Bittiq Federico Spiezia, "Good financial decisions take time, and our clients struggle to find the right one. Balance between time managing personal finances and time for things that matter to them. "

Continues Spiezia, "No one likes to put expenses into Excel or find a cheaper energy supplier on Sundays when they can play with their kids instead. spend more time doing what they like, Bittiq offers consumers concrete financial advice and tips to save money. "

* What is it: Mobile app
* Available for: Google Play, App Store.
* Where: Netherlands (the service requires a Dutch bank account)

# 4 RetailMeNot

When you buy something, you do not necessarily have to pay a high price.

Before you spend money, check out RetailMeNot for the best and latest promotions and discounts – online and in shop. With discounts on everything from local deals to national sales, RetailMeNot helps consumers save money through first-rate promotions and offers.

What is it: Desktop Platform, Mobile Application
* Available for: All user with email, Google Play or App Store
* Where: ] The United States and Canada, but Honey provides a similar service for many Europeans
* Price: Free to register

# 4 Roos

Have you ever looked at your bank statement to find a fee for a subscription you forgot? If so, you are certainly not alone. Every year, countless people wake up to find that they have been billed for services they do not need or that they do not use.

According to Michiel Alkemade, founder of Roos their business is the answer to this problem because "it's like having an assistant personal finance that manages all your contacts without the associated costs. As the application is mobile, it is more affordable and effective than hiring a financial advisor in person.

* What is it: Office Platform
* Available for: All user with email
* Where: Netherlands
* Price: Free to register

# 5 Ibotta

Shopping for the best grocery prices can be painful. Fortunately, with Ibotta It does not have to be like that. Whenever you go to the store, you can check the application for cash back opportunities.

As soon as you have completed your transaction, you simply scan your receipt into the application and it will send you money on the items you purchased within a week.

Currently, Ibotta users have earned more than $ 370 million in cash rewards.

* What is it: Desktop Platform, Mobile Application
* Available for: Any user with an email, Google Play or App Store.
* Where: The United States and Canada, but Cashback World provides a similar service for Europeans
]
* Price: Free to register

Figure # 6

Do you have a dream vacation in mind right now? If so, stop thinking about it and make it happen with Figure

Once you load the app and share what you're saving for, Digit can help you budget for you to pay off your credit cards, put money aside for your next vacation. Without changing your lifestyle, Digit will learn how you spend and show you how you can save.

* What is it: Desktop Platform, Mobile Application
* Available for: Any user with email, Google Play and App Store
* Where: ] The United States
* Price: Free to register

# 7 ByDeHand

At this point, you think the world would have a better system in place than paper receipts.

Although this archaic system seems to have little meaning, it remains one of the main ways to record transactions. If you have trouble keeping track of your paper receipts, you will benefit from ByDeHand .

"We live in a more and more digital world, but many financial documents are still on paper, and we offer a smart solution that helps people take their receipts and transactions online so that they can get a better deal. they can save time, fend for themselves and worry, "says Paul Kuijpers, commercial director at ByDeHand.

Its concept was selected for the Accenture Innovation Awards – just as Roos and Bittiq, which are also mentioned in this list – in the category 'finance. & # 39; (Registration for the Accenture Innovation Awards is still open until July 1st.)

* What is it: Desktop Platform, Mobile Application
* Available for: All user with email, Google Play
* Where: Netherlands
* Price: Free for under 25s, users aged 25 and over paying 2.50 per month

# 8 Tassels

In less than five minutes, you can sign up for one of the world's leading microfinance platforms. Acorns will take your pocket money and use it to help you build an investment portfolio. Primarily, this will help you own stocks and bonds while making sure you have multiple asset classes – by cushioning your losses as the market changes to help you succeed overall.

* What is it: Office Platform
* Available for: Any user with email
* Where: The United States and Australia, but ] Saveboost offers a similar service for Europeans
* Price: Free to create your account

These apps have answers – do it to em.

Almost everyone has money problems, but with the right support, many of them can be overcome.

The eight applications above are not complete, but they are sufficiently varied and detailed to help you save a lot of money today with a minimum of effort

This post is sponsored by Accenture Innovation Awards, an annual program that aims to create a vast ecosystem to connect all innovators. From the moment you register your idea until the day of the Innovation Summit, you will have many opportunities to connect with potential investors, to learn from thought leaders and to meet other innovators. It looks good? Join the program now .

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